#Median Net Worth
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The Geometry of Chinese Household Wealth: Medians, Upper Deciles, and the Liquidity Trap
Drawing on authoritative surveys from the PBOC, CHFS, Hurun, and UBS, this essay deconstructs the wealth pyramid of China's 494 million households. Behind the statistical illusion of property-driven net worth lies a profound structural divide: a national median of 500,000 RMB, an urban median of 1.2 million RMB, and a paralyzing liquidity freeze.