#Capital Reserves
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Defending the 'Kill Line': Strategic Reserves, Frugality, and Survival Margins in FIRE
Over-compressing desires in FIRE weakens your survival buffer, while chasing inflated asset targets turns you into corporate fuel. Analyzing real ledger data across Tier-1, Tier-2, and Tier-3 Chinese cities, this essay deconstructs 'kill line' mechanics to reveal how to build a resilient, high-optionality exit strategy.