#Actuarial Longevity
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The Evolutionary Mismatch: Thrifty Phenotypes, Visceral Fat, and the Metabolic Risk to FIRE Capital
Through millennia of agrarian famine, East Asian populations evolved an energy-conservative phenotype paired with constrained pancreatic beta-cell capacity. Exposed to modern industrial calorific surplus, even minor excess fat overflows into visceral ectopic deposition, driving metabolic syndrome at lower BMIs. For FIRE practitioners, physiological resilience is the fundamental asset underlying compounding returns—neglecting genetic vulnerabilities risks catastrophic balance-sheet failure.